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In 2020, the engineering team at Kuda built a core banking application that transformed our services.

On August 30, 2020, we launched our custom-made core banking application called Nerve to manage account information, transfers and connections with our banking partners.

A more secure Kuda account, another headache for criminals.

With multiple PINs, passwords, biometrics (fingerprint and Face ID) and two-factor authentication on Kuda, we’ve made life hard for anyone who might try to take your money without your permission.

And now, there’s a new layer of security on your account.

Our latest headache for criminals is called Safety Mode.

Here’s how it works:

1. Any time there’s a sign-in to your Kuda account on a new device, we’ll put your account in Safety Mode for 24 hours. This is useful for protecting your money if you’re not the one who signed in to your account.

2. While your account…

We added two-factor authentication (2FA) to Kuda for Web.

Not to sound like a broken record, but we take your money pretty seriously. So seriously that we recently added two-factor authentication (2FA) to Kuda for Web — the version of Kuda we designed for browsers.

(If you’re wondering why you’d ever want to use Kuda on your browser, check out these reasons.)

Back to two-factor authentication (we’ll call it 2FA from now on), let’s explain what it is and why it matters.

First, what’s 2FA?

2FA is an extra layer of security to protect your account.

It means we’ll ask you for two kinds of information to confirm who…

The Kuda account statement is better and as official as it gets.

We switched things up.

Account statements don’t usually get much attention (until you’re trying to get a visa), but we’re the bank that cares about the tiniest details so we’ve taken the time to redesign your Kuda account statement.

What’s different?

1. We now automatically calculate and include the total amount you spent and the total amount you received in your account within the time frame of your statement. That’s less math for you to do.

2. Every transaction in your statement is now labelled with its date, time and type so you don’t have to wonder what it’s for.

3. Transactions now come…

Better service at Kuda begins with a new and inspired approach to customer support.

Built with love.

Long before we launched the beta version of Kuda in 2019, our dream has been to build a reliable bank not only for you but with you and everyone else who trusts us to look after their money.

In the almost two years that we’ve been around, our journey has remained collaborative and we’ve deliberately carried you along as we learned by experience what it means to run a bank that works for people.

Through numerous notifications (some of which may have annoyed you), impromptu downtimes and support that could be a lot faster, you’ve stuck around and believed in…

Kuda is Target Global’s first investment in Africa, more proof that early-stage Nigerian startups are attracting foreign direct investment.

Press Release | London, June 16, 2021

Target Global, a Berlin-based international venture capital firm with over 1.5 billion euros in assets under management, recently brought together founders of several Nigerian startups and local tech investors at an exclusive interactive session which was held in Lagos, Nigeria.

Co-hosted by Kuda Technologies, a digital-led bank for Africans and Target Global’s first investment in Africa, the event highlighted the growing stream of foreign direct investment into Nigeria’s startup scene and opened up new…

Kuda Overdrafts is having a viral moment.

Here’s a number for you: 48,000+

That’s how many people we added to the Kuda Overdrafts pilot program this week and we’re adding 50,000 more next week. 🎉

Just like that, we’ve gone mainstream as the bank that gives easy loans.

Don’t forget, using your account regularly will give you access to an overdraft whenever you need one.


In other news, we finally added the screenshot option to Kuda for Android.

You have the power.

Why back down after all this time?

Well, screenshots on Android have always been in popular demand.

We hesitated because Android devices are infamous for…

We’re opening up Kuda Overdrafts to more people.

We don’t do that here.

You know who will never send embarrassing messages to your phone contacts about an unpaid loan?

Yup, that’s us. 😎

Kuda Overdrafts are a hundred percent free of shame, they also come at a low daily interest rate of 0.3% (of the amount you borrow).

We understand that life happens and you may not be able to pay back an overdraft right away, so we’ll nudge you privately when your repayment is overdue. No one else needs to know your business.

We also trust you to do what’s best for you, and that means keeping your line of credit from…

Learn the methods, strengths and weaknesses of some common scammers.

The world has a serious scam problem.

From Brazil (where a banking computer virus has been designed to attract potential victims with pornographic material) to America (where there were over 300,000 recorded complaints about scam text messages in 2020 — double the number from 2019), banking scams have exploded globally and Nigeria isn’t left out.

This is alarming news but there’s a silver lining: The scammers (aka Bad Eggs™) mostly use the same methods over and over again.

With that in mind, our logic for helping you avoid scams is simple:

If you know the Bad Eggs™ and how they…

We’re upgrading our card services.

Every detail of this message matters.

For some time now, our card-issuing partner has had an extended downtime which has now stopped card services completely.

We’re doing all we can to support our partner as they fix the downtime but we’re also working to take full control of card production and management by July.

In the meantime, we have turned off all existing Kuda Cards and paused requests for new cards.


We’re the bank of the free.

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